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India plans partnerships with neighbors to expand cross-border payment system; UAE talks underway

  © Reuters. India plans partnerships with neighbors to expand cross-border payment system; UAE talks underway India is joining forces with neighboring nations to develop its cross-border payment system. Per a Bloomberg report, the Reserve Bank of India (RBI) Deputy Governor T. Rabi Sankar revealed plans to integrate India’s mobile payment infrastructure with other countries during a conference in Cebu, Philippines. As a part of the effort, India is collaborating with neighboring nations like Sri Lanka, Bhutan, Nepal, and some other nations while discussions are underway for the possible inclusion of the United Arab Emirates. The RBI is also collaborating with central banks from the ASEAN region, which includes Southeast Asian nations such as Vietnam, to develop a regional instant payment platform. According to the report, the cross-border payment platform will likely hinge on leveraging its CBDC, the Digital Rupee. The RBI views CBDCs as a transformative tool for cross-borde
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How Investors Avoided an Overvalued Stock That Crashed 32%

  Investing is not just about identifying opportunities; it’s also about avoiding potential pitfalls. At the core of this decision-making process lies fair value—the intrinsic worth of a stock determined by its financial fundamentals. If a stock is trading significantly above its fair value, it might be overvalued, signaling the need for caution or even an exit. Calculating fair value manually is no easy task. It involves navigating complex financial models, projecting future cash flows, and making various assumptions—an effort that can take weeks. This is where InvestingPro steps in, revolutionizing the process. Its fair value feature delivers real-time calculations using advanced modeling techniques, averaging multiple estimates for a more accurate, realistic valuation. Let’s take DishTV as an example. On February 9, 2024,  INR 14.9, while the stock was trading at INR 21.9—an overvaluation of 31.9%. Savvy investors using InvestingPro saw this as an opportunity to lock in profits and

Why Bad Traders Quit

  Why Bad Traders Quit ❌ They don’t have a real edge. ❌ They chase a 100% win system. ❌ They lack consistent practice. ❌ They expect to become millionaires in 1 month. ❌ They’re slaves to their emotions. ❌ They go all-in on one trade. ❌ They fear failure more than they trust the process. Trading success requires patience, discipline, and a long-term mindset. 💡

7 Bad Financial Habits to Avoid + 6 Bonus Saving Tips

  1.       Biting off more than you can chew : 2.       Spending more than you earn is one of the most damaging financial habits. Getting debts and massive credit card bills will become a routine for you. In such situations, planning investment will be a farfetched dream. 3.       Bad Credit score: 4.       Not paying bills on time is very bad for your credit score. Late payments of bills like water, electricity, or other monthly bills, marks you negatively. This habit can backfire if you apply for a home or business loan in the future. 5.       Credit card as free money: 6.       If your credit card bills and overdraft in banks are enormous, you won’t save from your salary. All your money will flow in paying debts and regular monthly expenses. Avoid this scenario as much as you can. 7.       Not Investing: 8.       Don’t make the mistake of underestimating your intelligence to plan a correct investment. Start small with investment from salary income and gradually increas